How Switching My Phone Plan Basically Pays For My Kids' Nappies Each Month

I wasn't looking for a phone plan. I was looking for a way to make life a little cheaper. Turns out they were the same thing.

I'll be honest with you. When I first heard about Everyday Mobile from Woolworths, I rolled my eyes a little. Another loyalty scheme. Another thing to sign up for. Another app on my phone that I'd forget about in two weeks.

But then I actually did the maths. And I felt a bit silly for waiting as long as I did.

Here's what I found. A basic Telstra SIM-only plan with 50GB of data costs around $70 a month. The Everyday Mobile plan runs on the exact same Telstra network and covers over 98% of Australia. It gives you 70GB of data for $34 a month for Everyday Rewards members. That's more data for literally half the price.

That alone is a $36 saving every single month. $432 a year. From switching your phone plan. But that's not even the good bit.

Let's Do The Actual Maths

$86 a month. $1,032 a year. From switching a phone plan.

I want to sit with that for a second because I think it's easy to read a number like that and not quite feel it. That's a term's worth of school fees. That's a family holiday. That's an emergency fund that didn't exist before. That's real money doing real things in your real life.

The One Catch You Need To Know About

I'm not going to gloss over this because it matters. The 10% off only works in-store at Woolworths. Not online. Not through the app. You have to physically be in the shop with your Everyday Rewards card.

For most people, that's not a big deal. We're doing our grocery shop in person anyway. But it's worth knowing before you plan your big monthly stock-up online.

It's also once per calendar month per Everyday Rewards card. So time it well. Personally, I use mine when I need to grab the bulky expensive stuff that adds up fast anyway. Nappies, formula, wipes, that kind of thing. I duck in, grab the big ticket items, scan my card, get the 10% off, and get back to the family. It doesn't need to be a full weekly shop to be worth it.

How To Set It Up

Is It Worth It Even If The Coverage Isn't Perfect?

Everyday Mobile runs on the Telstra wholesale network. Same towers, the same coverage. For over 98% of Australians the experience is identical to being on a direct Telstra plan.

If you're in a very remote area that relies on Telstra's full extended network, it's worth checking your specific coverage before switching. But for most of us, including those in regional areas, the coverage is genuinely the same.

And even if the coverage was slightly less perfect (which for most people it won't be), you're saving $86 a month to find out. That's a pretty low risk experiment.

The Bonus Trick Most People Don't Know About

Here's something I discovered after switching that genuinely surprised me. As an Everyday Mobile customer, you can also buy Woolworths Supermarket eGift cards at 4% off through the Everyday Mobile app portal.

If you buy $500 worth of Woolworths gift cards at 4% off, that's $20 saved before you've even started shopping. Then you pay for your 10% off shop with those gift cards and you've effectively saved 14% on your grocery shop instead of 10%.

On a $500 shop that's $70 off instead of $50. It takes about five extra minutes and costs you nothing.

What I Actually Think

I spent a decade working in finance and I genuinely love finding things like this. The small moves that don't feel like sacrifice but quietly add up to something significant.

Switching a phone plan is not exciting. It doesn't feel like a life-changing decision. But $1,032 a year is $1,032 a year. And it came from one afternoon of switching a SIM card.

If you're already shopping at Woolworths every week, and most Australians are , this is one of the easiest and most painless wins available to you right now.

Do it this week. Future you will be very glad you did.